At Fine Investing we’re proud to take on the challenge of finding the best business finance for your needs. We will work hard on understanding and identifying the finance you need, and will work hard on finding and securing the best terms available for your situation. We’re also proud to help with the administration and processing of the loan, right up until you receive the funds in your bank account or have the goods you require for your business.
Changes To The Lending Sector
Over the years the UK lending sector has dramatically changed since the 2007 credit crisis and the 2008 Lehman Brothers collapse. With the increase in regulations along with the need to have balance sheets repaired, some banks are less enthusiastic about lending or just unable to lend. This combined with a dim economic outlook doesn’t help the situation.
Is Finance Available For Your Business?
So is finance available for your business, you ask? Yes, if you know where to look. In the UK there are many building societies, banks, merchant banks, specialist providers, finance houses, private lenders and funds which are specially catered for money lending to businesses. There’s also a greater choice in the market when you add crowd funding or peer-to-peer funding to the equation.
Whether you’re an established firm or a business start-up seeking finance, most financial providers need a strong presentation as to why you’re a good candidate to give finance to. Our team of specialist will work alongside and with you, and any member of your business team, to bring together a finance plan that’s managed, well organised and sensible.
We believe in operating at both ends of the business cycle. We’ll help you from the initial start-up to providing innovative fund solutions via small business loans, overdrafts, banking facilities, asset finance, international trade finance, invoice discounting and factoring, franchise finance, government backed loans/grants, commercial mortgages, listed security loans, mergers and acquisition loans, commercial bridging facilities and property development.
If your business is planning for the future or needs finance immediately, you’ve come to the right place. We’re here to listen and help you reach your financial borrowing goals.